Traveling is full of excitement and curiosity as you discover new areas. Traveling for vacation or business requires a break from regular life and a change of pace. Traveling is enjoyable, but it is laden with danger.
When you travel, you may encounter a variety of scenarios. When such calamities occur, they not only cause annoyance and emotional distress, but also result in financial losses.
Travel Insurance ICICI Lombard coverage can cover these financial losses. The coverage covers the various types of travel-related contingencies that you may encounter on your trip and compensates you for any losses that you incur.
Overview of Travel Insurance ICICI Lombard
In the general insurance market, ICICI Lombard General Insurance Company is a well-known name.
The company provides several forms of general insurance plans as well as travel insurance as a product category.
Travel Insurance ICICI Lombard programs include international business and leisure visits. The plans provide an extensive scope of coverage, both built-in and optional, that protects your vacation financially against unexpected contingencies.
You can select insurance that meets your coverage requirements while also covering all family members traveling with you.
Why choose Travel Insurance ICICI Lombard?
The following features and benefits of Travel Insurance ICICI Lombard plans make them a fantastic fit for your travel insurance needs:
- ICICI Lombard travel insurance policies have the option of receiving cashless hospitalization anywhere in the world. This enables you to obtain convenient medical attention in the event of injuries or illnesses sustained during your trip.
- Different types of plans have been designed to meet various travel demands, guaranteeing that you choose the best policy for your trip.
- ICICI Lombard travel insurance allows coverage up to USD 500,000, which is an ideal coverage amount for anticipated financial situations.
- ICICI Lombard travel insurance programs do not require pre-entry health checks until the age of 85.
- You can also extend your policy if your trip is delayed due to unavoidable circumstances.
Types of ICICI Lombard travel insurance plans
The characteristics and coverage benefits of ICICI Lombard’s travel insurance policies are detailed below.
1. ICICI Lombard International Travel Insurance Plan
This worldwide travel insurance package covers journeys taken anywhere in the world. This coverage is available for Schengen travel, travel to any nation except the United States and Canada, and travel worldwide, including the United States and Canada. The following are the policy’s key features:
- The plan provides a broad spectrum of coverage that covers practically all forms of financial contingencies.
- There are three plan options: Silver, Gold, and Platinum. The sum insured and the coverage elements are determined by the plan version you select.
- If you have dependents in India, you can take advantage of a variety of value-added services when you go.
- If your journey is longer than 7 days, you can pay the premium on a per-day basis.
- As the insurance lets you extend existing coverage by up to 180 days, you can obtain coverage for up to 360 days every year.
2. ICICI Lombard Senior Citizen Travel Insurance Plan
This travel insurance policy is tailored exclusively for senior citizens who are planning a trip. Individuals aged 71 and up are eligible for coverage under the policy. The following are the plan’s features:
- Senior citizens can obtain a sum insured of up to USD 50,000.
- The policy would also protect senior citizen spouses who travel with the proposer.
- Coverage is accessible for the duration of the trip.
ICICI Lombard Insurance Coverage Plan for Senior Citizens Travel Insurance
The senior citizen insurance covers the following events that occur while on international travel
3. ICICI Lombard Gold Multi-Trip Plan
This is an annual international travel insurance policy that covers many trips taken during the year.
You can take as many trips as you want in a year, and coverage will be provided for each one.
This policy is appropriate for regular travelers and businesspeople who travel frequently for job purposes. For frequent travelers, multi-trip policies are more convenient than purchasing individual single-trip policies, and they are also less expensive.
Let us look at the primary benefits of ICICI Lombard’s Gold Multi-trip Plan for regular travelers:
- The policy provides an insured sum of up to USD 500,000.
- There are three options to choose from, with the maximum trip duration per trip being 30 days, 45 days, or 60 days.
- The extent of coverage is ideal, and the plan also allows individuals to select a preferred level of coverage.
4. ICICI Lombard Asia Travel Insurance Plan
This is a guideline that only applies to trips within Asia, such as Thailand, China, and the UAE. The following are the plan’s key features:
- Pakistan, Bangladesh, Nepal, Bhutan, Sri Lanka, Thailand, Korea, the Philippines, and Saudi Arabia are among the countries covered by the policy.
- The scope of coverage provided by the plan is extensive.
- You can also include your family members in the policy’s scope of coverage.
Benefits of the ICICI Lombard Asia Travel Insurance Plan
The Asia Plan provides the following advantages:
- Coverage for cashless medical services, as well as medical evacuation if necessary
- If the insured dies while on the trip, the mortal remains will be repatriated.
- Cost of dental treatments required as a result of an injury
- Checked-in luggage was completely lost.
- Checked-in baggage was delayed by more than 6 hours.
- Passport theft
- Personal culpability is incurred when you cause bodily harm or damage to another person’s property.
- Death by accident or permanent partial or total disability
- Hijack distress allowance is paid per day of hijacking for up to a maximum of seven days.
- If you lose your cash, you can get an emergency cash advance.
- Costs incurred as a result of trip cancellation or disruption
- The flight connection was lost.
- Costs incurred due to a trip delay
- Cost of evacuation incurred as a result of political risks of catastrophic events
- Coverage for accidental death while traveling on a common carrier
How to apply for ICICI Lombard travel insurance?
- You can purchase ICICI Lombard travel insurance in one of the following ways: by visiting your nearest ICICI Lombard branch.
- By getting in touch with an ICICI Lombard general insurance agent
- Online at the ICICI Lombard website
- The first two methods of purchasing an ICICI Lombard travel insurance plan are offline, requiring you to apply for the coverage in person. However, if you want to acquire coverage quickly and easily, the online option is preferable. Simply choose the type of travel insurance coverage that you require, enter your travel information, calculate the premium, and pay the premium online, and the policy will be provided quickly and without any hassle. To purchase, go to https://www.icicilombard.com/travel-insurance, select the type of policy required, and then enter your trip information.
Documents required for buying ICICI Lombard travel insurance plans
The following documents are required to purchase ICICI Lombard travel insurance:
- Proposal form
- All members who are insured under the policy must provide identification.
- All members who are insured under the policy must provide proof of their age.
- Travel tickets that have been confirmed
- Tourist visa
- Any other documentation that the insurance provider may require
Finally, travel insurance is an important part of trip planning that should not be disregarded.
ICICI Lombard offers a comprehensive solution for travelers with its range of travel insurance policies, ensuring that customers may embark on their journeys with confidence, knowing they are protected against unexpected incidents.
Whether you’re visiting a new nation, studying abroad, or traveling with your family, ICICI Lombard’s travel insurance policies are tailored to your unique requirements.
Consider investing in travel insurance before your next journey, and when you do, look into ICICI Lombard’s offers.
Your journey will be even more delightful when you know you have a trustworthy partner protecting your travel experiences. So, take that trip, build those memories, and leave the rest to ICICI Lombard.